Transitioning From Always Spending To Learning How To Save
March 04, 2016
The story behind this dress and
many others which I supposedly bought by mistake. Oh mara what can I do? God
blessed me with eyes and hands to not only see beautiful things but to pick
them up too. And that is normally where the problem starts. I have been a good
girl until recent times when I started buying things because my house/I need
them or worse I will be needing them in the future. And my reason would be
"for all I know I am not the only one".
At
first I thought it was not bad seeing I was not spending it on a R1000 or R2500 dress, it was
only R300 - R800. But guess just how many of these R300 and R800 dresses I am buying
in a month? Dear hubby made a comment the other day that there is no room in
the house and wardrobe where you will not find any of my clothing items. It was this
statement that made me re-evaluate my spending. Even though I am not splurging on
expensive things, it is too many of the inexpensive which equates to 3-4 times
the amount I used to spend on 3 high end items every other month but I do this
weekly.
So one
day as I was scrolling down my facebook timeline to see what people are up to,
I came across this picture of a table with the title "52 Week Savings
Plan". At a glance I thought it was a 52 Week Sit-up plan lol. Basically
the concept is based around the 52 weeks of a year and that you must save
weekly.
Therefore
the formula is that:
You
multiply each week number by R10 and that is the amount you must save for that
week. e.g. Week one in January I saved R10, Week two was R20 etc.
Then at
the end of week 52 I would have saved R13780. So this is my challenge for 2016.
If I can get it right, then next year I will double the contribution. In this
way I can save towards a holiday without dipping into my credit cards. Now I am
challenging you to save with me.
In case you have not figured it out yet, this is my second resolution for 2016. To save and save!
With
saving on a weekly basis, I have less and less money to
buy unnecessary things every time I go to buy what we actually need ;-).
Outfit Details
Dress: Fashion World
Cardigan: David Jones @ Woolworths
Shoes: Fashion Express
Handbag: H&M
Watch: Sterns
Watch: Sterns
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